If you have any queries about the personal accident or legal liability policies please contact Marsh Sport.

T: 0345 872 5060

Complete the contact form 

During the affiliation process you will have the option of purchasing 'Countycover' or 'Countycover Plus'. Please read the summary for more information. These are exclusive products that includes a range of covers in one policy:

Countycover includes:

Public liability - £10,000,000

Employers liability - £10,000,000

Officers and committee liability - £10,000,000

Professional indemnity - £10,000,000

Cyber liability - £25,000

Countycover Plus includes:

Public liability - £10,000,000

Employers liability - £10,000,000

Officers and committee liability - £10,000,000

Professional indemnity - £10,000,000

Cyber liability - £25,000

Player to Player - £10,000,000

IMPORTANT INFORMATION: Because this is a block arrangement made by your County FA it is important that you understand the cover provided to ensure it is adequate for your needs. We strongly recommend you take time to read the summary. (A copy of this document will also have been provided within your affiliation packs from the association).

In respect of adult football the cover will only operate for any club, league or team that plays at Step 5 and below (men's) or Tier 3 and below (women's). Please contact Marsh Sport if your club or any team plays in Step 4 and above (men's) or Tier 2 and above (women's).

Cover automatically includes both a club and leagues commercial activities but in respect of the operation of a licensed premises cover will only be provided if the turnover/revenue for this aspect is less than £30,000. For any licensed premises activities that exceed this threshold separate cover is required, so please contact Bluefin Sport to discuss further. The cover will only operate for or a match official at Step 2 and below (men's) or Tier 3 and below (women's).

All covers are subject to terms and conditions.

We have highlighted some important ones here (but for full details of all terms and conditions please view the policy summary and policy wording).

Public liability:

Abuse cover only available to clubs who ensure all persons who operate in some capacity for the club (e.g. managers, coaches and members etc) and have involvement with children have been DBS (previously known as CRB) checked and approved as per Football Association recommendations.

Coronavirus disease (COVID-19), severe acute respiratory syndrome coronavirus 2 (SARSCoV-2), or any mutation or variation thereof. This exclusion also applies to any claim, loss, cost or expense of whatever nature directly or indirectly arising out of, contributed to by or resulting from: a. any fear or threat (whether actual or perceived) of; or b. any action taken in controlling, preventing, suppressing or in any way relating to any outbreak of; coronavirus disease (COVID-19), severe acute respiratory syndrome coronavirus 2 (SARSCoV-2), or any mutation or variation thereof.

Car parks for which you are responsible for. It is a condition that you have a clearly displayed disclaimer of liability for any loss or damage to any motor vehicle. This disclaimer is to be situated in a prominent position in your car park.

Designated changing facilities owned or operated by you. It is a condition that you have a disclaimer of liability for any loss or damage to visitors' effects within the designated changing facility. The notice must be prominently displayed in or adjacent to the designated changing facility. An attendant must be on duty therein throughout the whole of the time the designated changing facility is in use or it must be adequately locked if unattended.

Cyber liability:

You must:

take reasonable steps to use, maintain and upgrade any program which protects against computer viruses or any unauthorised use of or access to the Insured's computer system, network, electronic link or website;

make back-up copies of any data, file or program at reasonably frequent intervals;

cancel any username, password or other security protection after the Insured became aware or had reasonable grounds to suspect that it had been made available to any unauthorised person;

make reasonable steps to ensure that all personal data held by the Insured is encrypted.

Please view the policy summary and policy wording for details.

Clubs can purchase/renew their Personal Accident insurance through the National Game Insurance Scheme website here. Some of the advantages of buying cover on-line are:

1. Instant quotations with cover starting from 1 July 2016;

2. Automatic notification to the County FA confirming cover has been purchased

3. Pay your premium on-line by debit or credit card or;

4. Pay by 5 monthly instalments if your premium is £100 or more (see website for details of charges)

5. Ability to download policy documentation and also delivery of policy documents by email.

To apply for cover please click here (which will take you to the NGIS website). Alternatively, you can apply by post by completing the application form which you will find at the back of the Group Personal Accident brochure. The completed application form should be returned to Bluefin Sport together with a cheque made payable to 'Bluefin Insurance Services.'

Please note if you make a postal application, a £5.00 administration fee is payable on top of the premium. If you purchase your cover online, you will be able to download your policy documents from Bluefin Sport’s website. We recommend saving the PDF attachment to your computer - you will also receive an email attaching your policy documents. Included within the policy documents pack is a poster which can be displayed at your clubs premises so players are aware of the cover in place.

When you affiliate through Whole Game System, you will need to provide evidence of personal accident insurance for Adult 11-a-side teams and Youth teams. You will be prompted to upload your clubs personal accident policy documents through Whole Game System, which you can do from your computer as you will have saved the policy documents in PDF format when you purchased your insurance. Please note that checks will be made to ensure that you have purchased the correct cover and that cover is in force for the whole of Season 2017/18.

Legal Liabilities (including Public Liability) The County Cover Scheme is available to affiliated clubs, leagues and match officials affiliated to the Association. Cover is arranged by the association as a group policy, so premiums are more affordable. This allows you to purchase the cover at a much cheaper premium, whilst you also benefit from the wider cover of a policy that has been designed specifically with grassroots football in mind. Five elements of cover in one unique package

1. Public Liability - £ 10,000,000
2. Employers liability - £ 10,000,000
3. Officers and committee liability - £ 5,000,000
4. Professional indemnity - £ 10,000,000
5. Cyber Liability - £ 250,000

For further information, please contact Jon Fancy. For County-cover, the premium is £20 per club County-cover automatically includes cover for Legal Defence costs up to £100,000 in respect of a Player-to-Player claim, subject to acceptance by the insurers.

• Please note that the County-cover products are only available to clubs and teams participating at steps 5 and below. If your club or one of its teams plays at Step 4 and above, please contact Bluefin Sport as they can provide a separate quotation.

• Cover is not provided for the operation of a licensed premises. This element of cover is usually provided under a commercial combined insurance policy. Please contact Bluefin Sport for a separate quotation.

Legal liability insurance is arranged by this County FA as a group policy which allows you to purchase the cover at a cost effective premium, whilst also benefiting from a wide cover designed for grassroots football.

This cover is purchased when you affiliate to this County FA and the premium is collected together with your affiliation fees. (this includes affiliation via The FAs Whole Game System where applicable).

Once the premium has been received, and your affiliation has been accepted, you will be sent an 'Evidence of Cover' from your County FA. 

For more information please contact Jon Fancy, Senior Operations Officer.